Questions & Answers

Check our FAQs for quick answers to frequently asked questions we receive.

How does credit education work?

Credit education is a powerful tool that empowers you to leverage the law in your favor. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute any item on your credit report. If the item cannot be verified within a reasonable timeframe, it must be removed. Surprisingly, studies reveal that nearly 79% of credit reports contain errors, making it highly likely that your credit report can improve right away. At Credibuild, we specialize in preparing meticulously crafted documents that effectively challenge inaccuracies, drawing on our vast expertise in the field.

Is Credit Education worth the time & money?

Credit education can be highly effective if you receive guidance from experienced professionals. Anyone with a credit score below 720 can benefit from credit education in the long term. However, success may be limited by your financial situation or desired timeframe. It is possible to remove accurate items from your credit report, especially if the creditor makes mistakes or fails to adhere to specific timeframes.

Can I do this myself?

Yes, you have the option to undertake credit repair and building on your own. However, it's essential to consider the complexities involved in navigating the credit system, understanding credit laws, and effectively communicating with creditors and credit bureaus. Many individuals find it beneficial to seek professional assistance from experienced credit experts like Credibuild. Our team has in-depth knowledge of credit scoring, laws, and strategies to help you maximize your results. By working with us, you can save time, avoid potential pitfalls, and benefit from our expertise in achieving the best possible outcomes for your credit journey. If you wish to embark on this journey on your own, Here's a Great DIY Credit Repair Guide!

Is there a possibility of the removed items reappearing?

Removed items typically do not return, as long as the item is current or paid at the time of removal, or if the collection is older than three years. However, extremely rare circumstances may warrant exceptions.

Can credit education guarantee a specific credit score increase?

While credit education can significantly improve your credit score, it cannot guarantee a specific increase. The outcome depends on various factors, including the current state of your credit, the accuracy of the information on your credit report, and your commitment to following the guidance provided. However, our services have proven to be effective, with 93% of our clients experiencing a credit score increase of 10 points or more within the first 35 days.

I've not done this before, what can I expect?

When you enroll in our program, we provide comprehensive guidance throughout the entire process. We prepare all necessary documents for you and possess in-depth knowledge of credit scoring, creditor interactions, and credit bureau regulations. Our expertise ensures effective communication with creditors and bureaus to challenge negative information on your report.

Payments are withdrawn when?

We offer the flexibility to choose your payment date, and payments are set up as monthly recurring payments until services are canceled. We offer a variety of payment methods, choose the one that best fits your needs!

What is the typical timeframe to see an increase in my credit score?

Through our services, 93% of our clients experience a credit score increase of 10 points or more within the first 35 days. On average, our clients see an 80-point increase over the full 180-day term of the contract. These results are based on statistical data.

What sets your results apart from the others?

The credit score battle involves two sides. In some cases, creditors and credit bureaus have done everything correctly, leaving us with no grounds for dispute. On average, our clients are able to remove 70% of negative items from their credit reports.

What types of negative items can you assist me in eliminating?

Our clients have achieved great success in removing and improving various items, including bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens, and student loans.

Will participating in credit education affect my ability to apply for new credit?

Participating in credit education should not negatively impact your ability to apply for new credit. In fact, by improving your credit score and addressing any negative items on your credit report, you may enhance your chances of qualifying for new credit opportunities. It's important to note that credit training focuses on optimizing your credit profile and financial habits to present you as a responsible borrower, which can increase your creditworthiness in the eyes of lenders.

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Email: info@ballersclub.com & Phone: 702-623-0202

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